Why?
No one really wants to think about life insurance. But someone is depending on you to make a plan. When tragedy strikes, life insurance proceeds can:
Pay for funeral costs
Help pay the bills and meet ongoing living expenses
Pay off outstanding debt, including credit cards and the mortgage payments
Finance future needs like your children’s education
Protect a spouse’s retirement income
Simply put, making a plan now lifts the financial burdens off your family later.
Types
Term Insurance
Whole Life Insurance
Universal Life Insurance
Burial Insurance
Health Insurance
Why?
Health insurance covers expenses for illnesses, injuries, preventatives, and conditions.
- Because accidents or health problems can happen at any time
- Medical expenses are high—they’re the number one cause of bankruptcy
- To gain access to a network of doctors and hospitals that have negotiated lower rates with insurance companies
- To safeguard your way of life and your family’s physical and financial well-being
- Home health care plans can provide a way to stay out of the nursing home.
Types
- Individual Health Insurance
- Medicare Supplements
- Dental and Vision Plan
- Home Health Care Plan
- Heart Attack, Stroke and Cancer Insurance
- Disability and Long Term Care Plan